How do you know when savings bonds mature

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Bonds are essentially IOUs issued by governments and corporations to borrow money. Bonds pay interest and usually carry less risk than stocks, so they provide a good way to diversify your investments. On a specified date called the maturity, the issuer must pay you back the borrowed money. Most bonds are purchased at a discount and then redeemed for the face value on the maturity date. With most bonds, interest is paid out periodically and the only interest paid at maturity is the amount earned since the last interest payment.
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How To Redeem Savings Bonds

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How to Determine When a Savings Bond Matures | Finance - Zacks

As mentioned earlier, savings bonds are long term investment plans. The usual term for maturity of a savings bond is 30 years, after which you receive your investment along with the interest that has accrued over the term of the bond. However, there are series HH and H savings bonds who mature after 20 years. However, this does not mean that you can not cash in savings bonds before they mature. There are provisions that allow you to redeem savings bonds but with a few restrictions. You cannot cash in savings bonds for 12 months after the original date of purchase.
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When I was a child, my parents and Grandmother bought my siblings and me United States Savings Bonds for our college savings. It was a very generous gesture on their part and I redeemed my US Savings bonds when I went off to college, where they certainly came in useful. And I think that just about sums up what most people know about US Savings Bonds — they look cool, and one day they will be worth a lot of money since they are often purchased at less than face value. Hopefully, this primer will give you a better understanding of US Savings Bonds — what they are, and how they work. For as long as most of us can remember, US Savings Bonds have been a safe place to save and invest money.
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You might be using an unsupported or outdated browser. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Savings bonds are generally considered to be safe, stable, low-risk investments, because they are issued by the U.
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